Name: Rise Over Debt — Credit Education Starter Kit
Brand: Rise Over Debt
Price: 37.00 USD
Availability: InStock

Question 1

What's actually included in the Starter Kit?

Accepted Answer

Three things: the Credit Education Fundamentals lessons (how FICO scores are actually calculated — utilization, payment history, age, mix, inquiries), FCRA-based dispute letter templates ready to fill in and mail, and the Credit Score Breakdown Guide — a plain-English walkthrough of every line on your credit report.

Question 2

How long does it take to go through?

Accepted Answer

Most buyers complete the Starter Kit in a single weekend. The fundamentals lessons take a few hours; the templates are ready to use immediately.

Question 3

Is this credit repair or credit education?

Accepted Answer

Strictly credit education. Rise Over Debt is not a credit repair organization as defined by the Credit Repair Organizations Act (CROA). We don't file disputes for you or contact bureaus on your behalf — we teach you how to do it yourself using rights you already have under the FCRA.

Question 4

Is this for beginners or people who already know some credit basics?

Accepted Answer

Both. The fundamentals start from zero (no prior credit knowledge assumed) but go deep enough that people with established credit profiles learn something new. If you've never opened a credit card and you don't know what utilization means, this is the right starting point.

Question 5

What's the refund policy?

Accepted Answer

All sales of digital products are final. There is a 24-hour pre-access courtesy exception: if you have not logged into the portal or opened any content within 24 hours of purchase, you can email info@riseoverdebt.com to request a refund. Once content is accessed, the policy is final.

Question 6

Do I get lifetime access?

Accepted Answer

Yes. One-time $37 payment, lifetime access. No subscription, no recurring charges. Future updates to the Starter Kit content are included at no additional cost.

STARTER KIT

WHAT’S INCLUDED

Credit Education Fundamentals

Dispute Letter Templates

Credit Score Breakdown Guide

START WITH THE FREE GUIDE.